Terms of Service

Last updated: August 27, 2025

1. Acceptance of Terms

By accessing and using the Home Loan EMI Calculator ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our Service.


2. Description of Service

The Service provides users with:


  • A calculator to estimate home loan EMI payments
  • Tools to simulate the impact of extra payments
  • Amortization schedules and interest calculations

All calculations are estimates only and should not be considered as financial advice.


3. User Responsibilities

When using our Service, you agree to:


  • Provide accurate information for calculations
  • Use the Service for personal, non-commercial purposes only
  • Not attempt to disrupt or interfere with the Service
  • Comply with all applicable laws and regulations

4. Intellectual Property

The Service and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.


5. Limitation of Liability

In no event shall we be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:


  • Your use or inability to use the Service
  • Any errors or inaccuracies in the calculations provided
  • Any decisions made based on information from the Service

6. Disclaimer

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not warrant that:


  • The Service will be uninterrupted or error-free
  • The results obtained from using the Service will be accurate or reliable
  • The quality of the Service will meet your expectations

7. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.


8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where our company is registered, without regard to its conflict of law provisions.


9. Contact Us

If you have any questions about these Terms, please contact us at legal@easyemitool.com.